July 15, 2021
AgencyAm I Covered If My Parked Car Was Hit?
You’re about to leave the store only to find out that your vehicle’s been hit. There’s no note left on the car and no one around. How did it happen? And who is going to pay for that large dent in the side of your car? The first step is to realize that you do […]
June 9, 2021
Agency3 Simple Ways to Prevent Your Car from Being Stolen
In 2012, there were over 720,000 auto thefts within the United States. Car thieves make a lot of money stealing cars, so their incentive to do so will continue. Regardless if your car is new or old, you don’t want your car to be stolen. This could potentially increase the cost of your auto insurance. […]
May 24, 2021
AgencyDo I Need Safety Equipment On My Boat?
Humans aren’t marine animals. We can swim, sometimes well, but we aren’t meant to spend all our lives in bodies of water, or to survive in them long-term. Still, we are nautical creatures, and millions of Americans use boats for recreation, transportation or commercial purposes. Your boat is supposed to help you avoid becoming stuck […]
April 16, 2021
AgencyWhy Florida Homeowners Insurance Is Going Up and What You Can Do to Help
Many Florida homeowners are seeing their premiums go up, including policyholders who have never filed a claim. The experience can be frustrating and hard to understand. What’s to blame? While storm severity and frequency have caused insurance rate increases, so has insurance fraud. Fortunately, there are things Floridians like you can do to curb insurance […]
March 23, 2021
AgencyCommon Workers Compensation Risks In Retail Stores
If you’re in the retail business, then you certainly have to hire enough employees to keep the doors open. That’s especially true if you want to have the support you need as your business grows. However, as you increase your staff, you have to recognize that you owe all employees a safe, secure and healthy […]
February 26, 2021
AgencyExcess Flood Coverage For Homeowners
Floods are one of the most common and costliest home hazards, as even minor water damage can destroy a property. While the National Flood Insurance Program (NFIP) can provide the property insurance to help you recover from the damage, it may not cover all your flood risks. Most policies purchased through the NFIP have dwelling […]
January 26, 2021
AgencyCommercial Auto Insurance For Pick-Up Trucks
If you own a pickup truck, then it might be both your work car and your day-to-day set of wheels. However, using your vehicle for both personal and business purposes makes your auto insurance needs a bit of a challenge. Often, you will not be able to use only a standard auto policy on a […]
December 30, 2020
AgencyWhat Is Uninsured Motorist Bodily Injury?
Among the many coverages available under a full coverage auto insurance policy, uninsured motorist is perhaps one of the most important—especially in Florida. This insurance provides compensation for damages and injuries that may occur in an accident involving another driver who is not carrying insurance. What Is An Uninsured Driver? An uninsured driver is someone […]
December 1, 2020
AgencyWhat Kind of Lawsuits are Covered Under General Liability Insurance?
General liability is a common and important policy suited for nearly every business. This is because general liability is designed to cover basic dangers that a business may face day in and day out. Accidents Covered Under General Liability Insurance General liability insurance policies cover three main areas: Bodily Injury: Bodily injury coverage steps in […]
October 20, 2020
AgencyDoes Car Insurance Cover Personal Items in the Vehicle?
You buy car insurance because you want to protect your vehicle from numerous hazards that might damage or destroy it. Plus, after tailoring your plan appropriately, you can also cover the injuries that you and your passengers sustain in a wreck. Therefore, your plan will be instrumental in minimizing your personal financial losses from accidents. […]