June 25, 2024
Joy BulosanIs a Four-point Inspection Required for Home Insurance in Florida?
Understanding four-point inspection requirements is crucial for homeowners when it comes to Florida real estate, especially when dealing with older properties. Homeowners insurance companies typically require this inspection for homes over a certain age (usually 30 to 40 years) to help ensure that the critical components of the property are in good working condition. What […]
May 30, 2024
Joy BulosanThe Importance of Speaking With Your Insurance Agent Before Filing a Water Claim
Water damage can strike unexpectedly, wreaking havoc on your home. Whether it’s a burst pipe, a leaky roof or a malfunctioning appliance, the aftermath can be overwhelming. Understanding your policy and promptly involving your insurance agent are critical to a successful water damage insurance claim. How to File a Water Damage Claim When faced with […]
April 30, 2024
Joy BulosanSteps Florida Homeowners Can Take to Lower Their Hurricane Insurance Premiums
Living in the Sunshine State offers a paradise of beautiful beaches, warm weather and a vibrant culture. However, along with its many charms, Florida is also prone to hurricanes and other severe weather events. For homeowners in Florida, securing adequate insurance coverage against hurricanes is essential for protecting their investment and ensuring peace of mind. […]
April 1, 2024
AgencyWinter Residents: Navigating Insurance Needs for Snowbirds
As the winter months approach, many individuals eagerly prepare to migrate to warmer climates, earning them the affectionate title of “snowbirds.” These seasonal travelers often flock to sun-soaked destinations to escape the harsh cold of their hometowns. However, amidst the excitement of embarking on their winter retreat, snowbirds must consider their insurance needs carefully. What […]
March 28, 2024
AgencyInsuring High-value Homes in Florida: Coverage Essentials
Florida’s allure is undeniable with its pristine beaches, warm climate and vibrant culture. Yet, living in the Sunshine State comes with its own set of challenges, especially for homeowners. Among them is the necessity of adequately insuring high-value homes. Florida’s unique geography exposes properties to various risks, including hurricanes, floods and other natural disasters. Therefore, […]
January 31, 2024
rameyincSunshine State Safety: The Importance of Flood Insurance in Florida
Florida, renowned as the “Sunshine State,” boasts stunning beaches, vibrant cities and a unique blend of cultures. However, it is also a state vulnerable to the ravages of hurricanes and tropical storms, leading to a high risk of flooding. In this coastal paradise, the importance of flood insurance cannot be overstated. Do I Need Flood […]
December 1, 2023
AgencyInsurance to Consider Around the Holidays
The holiday season is a time for warmth, togetherness and the joy of celebrating with loved ones. While you deck the halls, host gatherings and spread festive cheer, you also want to ensure your home is protected from mishaps. That’s where home insurance can step in and safeguard your household during the holiday season, giving […]
October 31, 2023
Amanda CastleIs There a Bad Time to Buy Flood Insurance in Florida?
When protecting your home and property in Florida, few considerations are as important as flood insurance. Florida is known for its beaches and tropical climate but’s also susceptible to hurricanes and flooding. In fact, every property in Florida is located in a flood zone. Given this vulnerability, there is never a wrong time to buy […]
October 17, 2023
Amanda EicherWhy Are My Insurance Rates So High?
This this article, David Thompson of FAIA explores why Florida’s insurance rates are increasing. Click below to read: Florida Insurance Rates
August 31, 2023
AgencyWhat Is a Windstorm Mitigation Inspection Report and Why Do You Need One?
Hurricanes, tornados, cyclones and other perils involving high winds are some of the most significant threats to your home and property. In many areas throughout the United States at high risk of wind-related damages, these incidents may not be covered under standard homeowners insurance. However, adding additional coverage may incur additional financial burdens. To help […]