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Ramey Insurance Agency Blog

View the latest blog posts from Ramey Insurance Agency.

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Friday, April 16, 2021

Why Florida Homeowners Insurance Is Going Up and What You Can Do to Help

Many Florida homeowners are seeing their premiums go up, including policyholders who have never filed a claim. The experience can be frustrating and hard to understand. What’s to blame? While storm severity and frequency have caused insurance rate increases, so has insurance fraud. READ MORE >>

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Tuesday, March 23, 2021

Common Workers Compensation Risks In Retail Stores

If you're in the retail business, then you certainly have to hire enough employees to keep the doors open. That's especially true if you want to have the support you need as your business grows. However, as you increase your staff, you have to recognize that you owe all employees a safe, secure and healthy working environment. READ MORE >>

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Friday, February 26, 2021

Excess Flood Coverage For Homeowners

Floods are one of the most common and costliest home hazards, as even minor water damage can destroy a property. While the National Flood Insurance Program (NFIP) can provide the property insurance to help you recover from the damage, it may not cover all your flood risks. READ MORE >>

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Tuesday, January 26, 2021

Commercial Auto Insurance For Pick-Up Trucks

If you own a pickup truck, then it might be both your work car and your day-to-day set of wheels. However, using your vehicle for both personal and business purposes makes your auto insurance needs a bit of a challenge. Often, you will not be able to use only a standard auto policy on a pickup that you use for work. READ MORE >>

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Wednesday, December 30, 2020

What Is Uninsured Motorist Bodily Injury?

Among the many coverages available under a full coverage auto insurance policy, uninsured motorist is perhaps one of the most important—especially in Florida. This insurance provides compensation for damages and injuries that may occur in an accident involving another driver who is not carrying insurance. READ MORE >>

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Monday, November 30, 2020

What Kind of Lawsuits are Covered Under General Liability Insurance?

General liability is a common and important policy suited for nearly every business. This is because general liability is designed to cover basic dangers that a business may face day in and day out. Accidents Covered Under General Liability Insurance General liability insurance policies cover three main areas: READ MORE >>

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Tuesday, October 20, 2020

Does Car Insurance Cover Personal Items in the Vehicle?

You buy car insurance because you want to protect your vehicle from numerous hazards that might damage or destroy it. Plus, after tailoring your plan appropriately, you can also cover the injuries that you and your passengers sustain in a wreck. Therefore, your plan will be instrumental in minimizing your personal financial losses from accidents. READ MORE >>

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Wednesday, September 16, 2020

Does Flood Insurance Cover Hurricane Damage?

The eastern seaboard and the Gulf of Mexico are still in the midst of their hurricane seasons. Here in Florida, we know exactly how devastating hurricanes can be, and one of the most widespread and prevalent causes of damage is flooding. Storm surge, heavy rain and high wind can all combine to cause pervasive flooding, particularly in low-lying areas. READ MORE >>

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Thursday, August 27, 2020

Surge Of Cyclists In Florida

Due to the pandemic, there has been a surge of cyclists in Florida. Our State already has a high rate of fatal bicycle accidents. This may rise further due to increase in activity and careless drivers.   Your own auto policy is there to cover you if you are in an incident. READ MORE >>

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Wednesday, June 24, 2020

Tips for Being a Responsible Pet Owner!

In honor of Responsible Pet Owners month, we want to share a few tips for being a pet owner! Do your research. Purchasing a pet should not be an in-the-moment decision. Researching and finding the best pet for your lifestyle is critical.If you have children be sure to look into breeds that comfortable around them. READ MORE >>

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  • 2021
  • 2020

  • homeowners insurance(3)
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  • business insurance(3)
  • auto insurance(3)
  • flood insurance(2)
  • ramey insurance agency(1)
  • home insurance(1)
  • uninsured motorist bodily injury(1)
  • workers compensation insurance(1)
  • pet insurance(1)
  • uninsured motorist coverage(1)
  • pet owner(1)
  • commercial auto insurance(1)
  • commercial insurance(1)
  • general liability insurance(1)

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Venice, FL 34293

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