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Auto Insurance in Venice and Sarasota, FL

What makes us different from buying your auto insurance through the internet or an 800 number? 

Understanding your policy is crucial.  When you deal directly with a local agent, you are getting a licensed specialist to help you make the right choices for coverage.   It’s not just about price.  You don’t always get a licensed representative when purchasing insurance through the internet or an 800 number.  You don’t always get a staff member willing to take the time to assess your risk tolerance in the event of a serious auto accident.  This is what we do at Ramey Insurance!

Ramey Insurance represents top auto insurance companies such as Hartford, AARP, Nationwide Insurance, Safeco, Travelers, Progressive and others that will fit your needs if these don’t. 

A quick reference guide is listed below to help you understand what each coverage stands for.  There are many additional coverages that can be added onto your policy and you may quality for multiple discounts.  We hope you find this information useful and that you take a minute to review your current coverage.  Better yet, call or email Ramey Insurance and let us do the work for you!

Bodily Injury / Property Damage Liability

Protects you financially in the event you unintentionally cause injury to other drivers or damage to other vehicles or property.

Uninsured Motorist Coverage

Can provide coverage for medical costs and pain and suffering for bodily injury to your and others in your vehicle, if such injury is caused by a driver with no insurance coverage or insufficient limits of coverage.

Personal Injury Protection “No Fault”

Required coverage under Florida’s No-Fault Law that provides a percentage of first-dollar medical expenses to you, in addition to other potential benefits, regardless of fault in the accident.

Medical Expense Coverage

Pays certain medical expenses for injuries sustained while occupying your car, regardless of who is at fault, above and beyond what Personal Injury Protection provides.

Comprehensive Coverage

Pays for damage to your car, less any deductible, caused by things other than collision, such as fire, theft, glass breakage, or natural disaster (windstorm, hurricane, etc).

Collision Coverage

Pays for damage to your car, less any deductible, caused by colliding with another vehicle or object.

As your trusted source for car insurance, Ramey Insurance Agency offers a variety of coverage and additional protection options, such as:

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Our Location

Ramey Insurance Agency

4130 Woodmere Park Blvd #9
Venice, FL 34293
Main office: 941-497-2468
Fax: 941-493-5775

Our Providers


Working with Christine at the Ramey Agency has been a great experience. We have a retirement/rental property and it's not always easy to maneuver insurance/coverage matters from out of state. We only wish they had an agency in NJ!
Traci H.
Michelle and Shannon worked so hard, after I was involved in a car accident, and fought the at fault's insurance. They went above and beyond. They made a VERY stressful situation basically disappear. They handled everything for me. When they say "Nationwide is on your side" it is 100% true.
Adrianna L.
I have known Terri and the agents at Ramey Insurance for many years. They have a very dedicated staff that is invested in giving the best service to their clients. They have a very friendly and professional atmosphere in their office that makes customers feel welcome. The staff takes the time to get to know their clients so that they can provide the appropriate coverage at a competitive price. I highly recommend Ramey Insurance.
Tara V.
I have worked with Danielle & Shannon at Ramey Insurance as well as Terri, the owner. All of them have displayed a high level of professionalism and knowledge in the field of insurance. What a great agency to work with!
Lisa S.
I have known the Ramey Agency for years and have nothing but cudos for how they operate their business! Friendly, courteous, knowledgeable, and prompt. If that is what you are looking for in an agency to do business with, look no further! You have found it here!
Ms. Peterson
I have been with Ramey Ins since our move to Florida almost 15 yrs ago and have always been impressed with their ethics and knowledge. I have also recommended them to my friend and neighbors who have joined the Ramey team, not sure where one star man is coming from.
Doris D.