General Liability Insurance

Small businesses and large corporations alike need different policies to help protect their business. General liability insurance can help protect your business from various claims and is one of the essential coverages. Our agents at Ramey Insurance Agency are here to help you sort through coverage options for your future to protect your business from financial harm.  

What Does General Liability Insurance Cover?  
General liability insurance helps protect your business from third-party claims or suits arising from third-party claims of:  

• Bodily injury
• Property damage
• Personal injury  

These are risks that can come up during everyday business operations. As a small business, the repercussions of these risks can add up and cause financial stress for your business.  

Is General Liability Insurance Required?  
General liability insurance is typically not required in most states. Choosing to opt out of coverage could put your business at financial risk. Some companies would want to ensure you have the minimum coverage to protect yourself and others before agreeing to work with you to be sure they could sustain a liability claim if one were to happen. You should consider coverage if you fall under any of the following categories:  

• Have a store, office or building that’s open to the public, clients or vendors
• Handle or work near client property
• Advertise or create marketing materials for your business
• Use social media personally or professionally 

Be sure to discuss your coverage needs with an agent to determine what is best for you in terms of coverage.  

Get Started Today 
At Ramey Insurance Agency, we want to help you choose the best coverage options to protect your small business from harm. Reach out to an agent for further discussion about general liability insurance or get started with coverage today.  

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