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Home Insurance Auto Insurance Flood Insurance Business Insurance Workers Comp Insurance Commercial Auto Insurance
Home > Commercial Auto Insurance - Venice FL

Commercial Auto Insurance


Commercial Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Commercial Auto Insurance Quote

Commercial Auto Insurance Information

As a business owner, if your employees use personal or company-owned vehicles, you need commercial auto insurance for business matters. Many business people use the same vehicle for both business and pleasure. It’s important to note that commercial auto insurance does not provide coverage for personal vehicles. If you drive a personal vehicle for business, you will need both commercial and personal auto insurance. If the business owns the vehicle, there will be no coverage for it under a personal auto policy, so a commercial auto policy will need to be purchased. 

Whether you need to buy a commercial auto insurance policy will depend on the driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them, and whether employees, if you have them, are likely to be driving their own cars for your business. 

A business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options. 

What Does Commercial Auto Insurance Cover?  
Commercial auto insurance helps cover various risk areas while driving on the road for business. It helps cover costs related to bodily injury and/or property damage related to an accident and legal expenses in the event you get sued, depending on the type of coverage you purchase. Other covered losses may include theft, vandalism and other damages to the vehicle.  

Commercial auto insurance will not cover your personal or leased vehicle. Still, your business can be held liable for accidents when you’re using your vehicle for business purposes. Hired and non-owned auto insurance is the coverage that can be used for employees that regularly drive their cars for work-related endeavors.  

Which Vehicles Are Covered Under Commercial Auto Insurance?  
Commercial auto insurance provides coverage for vehicles owned or borrowed by your business. The following are some of the uses of your car that may qualify for needing commercial auto insurance:  

  • Used for business 

  • Have a commercial license plate 

  • Registered as a commercial vehicle 

  • Driving clients 

  • Going on sales calls 

  • Driving packages 


Whether or not your business will need commercial auto insurance will vary. Additionally, you may use a vehicle for services that require additional policy coverage beyond commercial auto insurance.  

What is the Difference Between Business Auto Insurance and Commercial Auto Insurance? 
There is no actual difference between commercial auto insurance and business auto insurance. Business auto insurance is the less familiar name for a commercial auto insurance policy. Both terms are used interchangeably and refer to the same coverage.  

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Contact us 4120 Woodmere Park Blvd. Ste 6
Venice, FL 34293

Ph: (941) 497-2468
Fx: (941) 493-5775
E: info@rameyinc.com
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