Benefits of Bundling Your Golf Cart Insurance With Your Car Insurance

In addition to helping you enjoy a day on the links, your golf cart can offer a convenient and fun way to get around your local neighborhood and make short trips. However, regardless of how you use these smaller motor vehicles, you shouldn’t cut corners on insurance. Making sure you have appropriate coverage for your golf cart should be a top priority, and bundling it with an existing auto policy may be a particularly attractive option.

Is Golf Cart Insurance Required?

As a responsible and law-abiding golf cart owner, you should understand the various nuances of insurance requirements. While many states, including Florida, do not have stringent mandates for all golf carts, yours may technically be considered a low-speed vehicle (LSV), which will incur obligations. Generally, if you’re permitted to operate your golf cart on public roads, it’s considered an LSV and requires insurance.

What Are the Pros of Bundling?

Whether you drive an LSV formally requiring insurance or choose to secure coverage for a golf cart used only between strokes, you may benefit from bundling your policy with your car insurance or other types of coverage. Bundling refers to purchasing multiple policies from the same carrier and may garner the following advantages:

• Cheaper rates—Bundling can often unlock discounts, allowing you to save on the total cost of your premiums across multiple policies compared with what you might have paid when purchasing coverage from separate providers.

• Renewal security—There may be times when insurance carriers decline to renew your coverage, such as due to excessive claim filing. However, if you’ve purchased multiple policies, they may be less likely to do so.

• Simplified communication—By purchasing several types of insurance from the same agent or carrier, you can limit your points of contact and make it easier to maintain your coverage portfolio or file claims.

We’re Here to Help

If you’re looking to insure a golf cart in the Venice, Florida, area, contact the team at Ramey Insurance Agency. Our team can help you find the right policy and explore bundling opportunities.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.