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We find the staff helpful cooperative and timely. They make doing our insurance business with them a pleasure. They are also knowledgeable about the community in which we live and know where to go to to obtain answers to requests and questions that arise.

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Disability Insurance in Venice and Sarasota, FL

Your Biggest Asset is You

Ramey Insurance Agency provides disability insurance to individuals in Venice, Sarasota, Nokomis, Englewood, Osprey, North Port, and surrounding areas.

Disability Insurance

When it comes to protecting your assets, one of the most important things you can insure isn’t a material object like your car or home – it’s your ability to work and earn a living. At Ramey Insurance Agency, we know that like most people, you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and can’t work, you’ll need to be protected in order to maintain your standard of living.

With disability income Insurance from Ramey Insurance Agency, you can continue to pay your bills and keep you and your family from going into serious debt. If you can’t work as a result of injury or other illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.

Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability is purchased for a period of time, such as a two or five-year term, and benefits will only be paid if you become disabled during the term of the policy.

Choosing the right disability coverage is important. In the event you become disabled, you'll want to ensure that you and your family have enough coverage. A representative at Ramey Insurance Agency will look at the individual factors in your life and work situation, and help design the best policy that meets your personal insurance needs.