Terri was born and raised in Chattanooga, Tennessee and moved to Venice at the beginning of 1984 after her husband accepted a job in Sarasota. She and her husband jumped into a rental car and drove south of Sarasota to find a smaller town to live in and Venice was the first stop. She never left from that point and has truly enjoyed being a part of this smaller community where she has had the honor of making lifelong relationships. She started working for a Nationwide Insurance Agency before buying out the agency and becoming a captive agent with Nationwide. She converted the agency to independent status, and has owned and operated her successful agency as Ramey Insurance since 2002. As an independent agency, Terri has access to many more markets to best accommodate her clientele.
Terri specializes in all personal and commercial lines of insurance.
Away from the office, she enjoys most outdoor activities and has enjoyed enhancing her scuba diving skills. Terri has future plans to get more involved with Ocean and Marine Life Conservation, along with her other local commitments. She has enjoyed supporting and participating in many different community platforms and is still very active in many.
Terri has one daughter, Lauren, who was born and raised in Venice, Florida. Lauren went on to graduate from University of South Florida. She was recruited by Target to go into their management program right out of college and is enjoying a successful career there. Lauren and her husband have three beautiful children that bring much joy to Terri’s life.
Along with a passion for insurance, Terri is passionate about animal advocacy. She and fellow staff members are proud to support the below non-profit organizations and encourage everyone to donate whenever possible.
The Wildlife Center of Venice, Inc.
St. Francis Animal Rescue, Venice FL
Satchel’s Last Resort Rescue and Sanctuary
Commercial Lines Agent
Shannon has been working in the insurance business for nearly three decades, beginning as a health insurance customer service representative. Complementing her agent’s license (2-20), Shannon holds a health and fixed annuity license, as well as certification as a Florida notary.
Currently involved with the Venice Chamber of Commerce, Shannon was previously heavily involved with Garden Elementary, serving on numerous committees.
Away from the office, Shannon enjoys rooting on the FSU football team and attending VW Classic Car Shows. She loves spending time with her children – Anthony, Jordan, and Brianna – and her fur babies Nala (Egyptian mau kitty) and Lil Girl (teacup yorkie). Shannon even has a trio of fur grand babies – Pepper Jack (pit bull mix), Burger (lab mix), and Gouda (boxer mix).
Paula Marie Gilbert
Personal Lines Agent
Involved in the insurance business for more than three decades, Paula specializes in establishing personal lines coverage for individuals and families. Whether its coverage for your home or even a golf cart, Paula can assist in securing affordable protection.
For clients interested in safeguarding their assets against flooding, Paula holds FEMA certification. She also holds designations from various insurance companies she writes with. Paula is a licensed personal lines agent, and also holds licenses for life, health, and variable annuities. She is a certified Florida notary.
An animal advocate, Paula donates frequently to local animal shelters. She even has three fur babies of her own – two labs and a morkie. In terms of human children, Paula has two beautiful daughters and five grandchildren.
In her free time, Paula enjoys crocheting, riding motorcycles, and spending time with her family.
Commercial Lines CSR
Michelle got her start in the insurance industry in 2014, working as a property and casualty customer service representative. With Ramey Insurance Agency, Michelle develops commercial insurance strategies, and holds Florida 4-40 Customer Representative licensure.
Outside of the insurance business, Michelle enjoys spending time with her children and rooting on the UCF football team. Michelle has been married to Jerry Wojcik for 23 years. The pair have three children – Tyler, Tate, and Layla.
Complaint Department Manager