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Employment Practices Liability Insurance (EPLI) in Venice and Sarasota, FL

Safeguarding Employers in Western Florida from Litigation Loss

Managing a business takes hard work. It requires plenty of patience to oversee the production of goods alongside the growth and success of employees. Business owners understand this challenge, and, at times, the burden can be a lot to bear.

Assertions of employment practices misconduct are real and costly problems for Florida businesses  – regardless of the validity of the claims. Liability lawsuits instituted by employees - such as retaliation, discrimination, and sexual harassment - can affect businesses of all sizes, across industries. At Ramey Insurance Agency, we recognize the exposures Florida employers face. This acknowledgement transferred into the development of our employment practices liability insurance (EPLI) program.

Employment Practices Liability Insurance (EPLI) Coverage Details

EPLI coverage reduces the impact of loss associated with both meritless and legitimate claims against businesses. Coverage can be tied to a business owners policy (BOP) or supplemented as standalone coverage. When a legal claim is instituted against an insured company, EPLI kicks into action and ultimately reimburses litigation costs, including court costs, judgements, and settlements.

Our agents take time to learn the intricacies of your business, identifying potential risks prior to establishing coverage. The cost of EPLI protection is largely dependent on the type of business, number of employees, and exposure to risk. Addressing these matters early in our process can confirm your EPLI investment is accurate and cost effective – from the start.

We offer EPLI solutions to protect Florida businesses from claims made by employees, such as:

  • Retaliation
  • Discrimination
  • Employment harassment, including sexual harassment, bullying, and hostile work environment
  • Wrongful termination
  • Failure to employ or promote
  • Breach of employment contract
  • Deprivation of a career opportunity
  • Defamation
  • Negligent evaluation
  • Wrongful discipline
  • Misrepresentation

Agents Keeping Your Company Open for Business

We own and operate a Florida business – just like you. We relate to the sense of urgency associated with defending a business against lawsuits, specifically those issued by employees.

Agents at Ramey Insurance Agency are available to guide clients each step of the way. Continued service even extends throughout the litigation process, ensuring insurance carriers follow through with claims issued. Don’t stop working, because our agents won’t stop working for you. Our goal is to make this complex process as efficient and seamless as possible

To put our agents to work establishing protection for your business, feel free to contact our agency or request a quote.

Additional Resources:

At Ramey Insurance Agency, we’re proud to provide employment practices liability insurance (EPLI) in Venice, Nokomis, Englewood, Sarasota, Osprey, and North Port, FL. We’re licensed to serve clients throughout the state of Florida. 

Our Location

Ramey Insurance Agency

4130 Woodmere Park Blvd #9
Venice, FL 34293
Main office: 941-497-2468
Fax: 941-493-5775

Our Providers


Working with Christine at the Ramey Agency has been a great experience. We have a retirement/rental property and it's not always easy to maneuver insurance/coverage matters from out of state. We only wish they had an agency in NJ!
Traci H.
Michelle and Shannon worked so hard, after I was involved in a car accident, and fought the at fault's insurance. They went above and beyond. They made a VERY stressful situation basically disappear. They handled everything for me. When they say "Nationwide is on your side" it is 100% true.
Adrianna L.
I have known Terri and the agents at Ramey Insurance for many years. They have a very dedicated staff that is invested in giving the best service to their clients. They have a very friendly and professional atmosphere in their office that makes customers feel welcome. The staff takes the time to get to know their clients so that they can provide the appropriate coverage at a competitive price. I highly recommend Ramey Insurance.
Tara V.
I have worked with Danielle & Shannon at Ramey Insurance as well as Terri, the owner. All of them have displayed a high level of professionalism and knowledge in the field of insurance. What a great agency to work with!
Lisa S.
I have known the Ramey Agency for years and have nothing but cudos for how they operate their business! Friendly, courteous, knowledgeable, and prompt. If that is what you are looking for in an agency to do business with, look no further! You have found it here!
Ms. Peterson
I have been with Ramey Ins since our move to Florida almost 15 yrs ago and have always been impressed with their ethics and knowledge. I have also recommended them to my friend and neighbors who have joined the Ramey team, not sure where one star man is coming from.
Doris D.