Employment Practices Liability Insurance (EPLI) in Venice and Sarasota, FL

Safeguarding Employers in Western Florida from Litigation Loss

Managing a business takes hard work. It requires plenty of patience to oversee the production of goods alongside the growth and success of employees. Business owners understand this challenge, and, at times, the burden can be a lot to bear.

Assertions of employment practices misconduct are real and costly problems for Florida businesses  – regardless of the validity of the claims. Liability lawsuits instituted by employees - such as retaliation, discrimination, and sexual harassment - can affect businesses of all sizes, across industries. At Ramey Insurance Agency, we recognize the exposures Florida employers face. This acknowledgement transferred into the development of our employment practices liability insurance (EPLI) program.

Employment Practices Liability Insurance (EPLI) Coverage Details

EPLI coverage reduces the impact of loss associated with both meritless and legitimate claims against businesses. Coverage can be tied to a business owners policy (BOP) or supplemented as standalone coverage. When a legal claim is instituted against an insured company, EPLI kicks into action and ultimately reimburses litigation costs, including court costs, judgements, and settlements.

Our agents take time to learn the intricacies of your business, identifying potential risks prior to establishing coverage. The cost of EPLI protection is largely dependent on the type of business, number of employees, and exposure to risk. Addressing these matters early in our process can confirm your EPLI investment is accurate and cost effective – from the start.

We offer EPLI solutions to protect Florida businesses from claims made by employees, such as:

• Retaliation
• Discrimination
• Employment harassment, including sexual harassment, bullying, and hostile work environment
• Wrongful termination
• Failure to employ or promote
• Breach of employment contract
• Deprivation of a career opportunity
• Defamation
• Negligent evaluation
• Wrongful discipline
• Misrepresentation

Agents Keeping Your Company Open for Business

We own and operate a Florida business – just like you. We relate to the sense of urgency associated with defending a business against lawsuits, specifically those issued by employees.

Agents at Ramey Insurance Agency are available to guide clients each step of the way. Continued service even extends throughout the litigation process, ensuring insurance carriers follow through with claims issued. Don’t stop working, because our agents won’t stop working for you. Our goal is to make this complex process as efficient and seamless as possible

To put our agents to work establishing protection for your business, feel free to contact our agency or request a quote.

Additional Resources:

• Information Regarding Employment Practices Liability Insurance (EPLI) (Insurance Information Institute (III))
• Details and Materials for Employment Practices Liability Insurance (EPLI) (Businessinsure)
• Employment Practices Liability Insurance (EPLI) Defined (The International Risk Management Institute (IRMI))

At Ramey Insurance Agency, we’re proud to provide employment practices liability insurance (EPLI) in Venice, Nokomis, Englewood, Sarasota, Osprey, and North Port, FL. We’re licensed to serve clients throughout the state of Florida.