Golf Cart Insurance in Venice, Sarasota, and North Port, FL

Feel Secure on the Fairway

When the weather is just right, it’s the perfect time to break out the golf clubs! Whether you enjoy going to a country club, a campus or a community, a golf cart is a fun and convenient mode of transportation.

Even with a slower recreational vehicle, you are not exempt from accidents and it's best to make sure you are covered before packing up your clubs and getting behind the wheel. At Ramey Insurance Agency, we offer Golf Cart insurance to clients in Venice, Sarasota, Nokomis and all surrounding communities..

Hole-In-One with the Right Coverage

Depending on how you utilize your cart and your state laws, different forms of insurance may be required for different situations. Homeowner's associations may also dictate certain rules for golf cart use. Golf cart insurance policies can come in a variety of forms, including:

• Accessory Coverage
• Bodily Injury Liability
• Collision Coverage
• Comprehensive Coverage
• Guest Passenger Liability
• Liability Coverage
• Medical Payments Coverage
• Property Damage Liability
• Transport Trailer Coverage
• Uninsured/Underinsured Motorist Coverage

Bundling multiple recreational vehicles into a single policy could save you money in the long run, as could bundling a golf cart policy with a homeowner's insurance policy or even a personal umbrella policy. Your driving record and age will factor into the costs of your golf cart insurance. You may also qualify for additional policies for complete coverage, should your cart have any specialized, custom parts.

Contact us Fore a Policy

Finding the best golf cart insurance isn't a simple task. Before you hit the grass (or rough), contact our team at Ramey Insurance to find a golf cart insurance policy that works for you.

Common Golf Cart Insurance Questions:

How Can Golf Cart Insurance Protect Me? 
Golf cart insurance can provide financial assistance for a variety of losses. For example, following an accident, your policy may help repair your vehicle, cover your medical bills and pay for the injuries and property damage of others. Policies may also cover vehicle damage from hazards like theft, fire and vandalism. All in all, it’s a good idea to have golf cart insurance because of the essential protection coverage can provide you, your vehicle and your wallet. 

What Coverage Can Golf Cart Insurance Provide? 
Though policies vary, golf cart insurance generally offers several types of coverage, such as: 

Other available coverage may include roadside assistance and custom equipment protection. Speak to your Ramey Insurance agent to learn more about the specific coverage different policies can provide. 

How Much Golf Cart Insurance Do I Need? 
Various factors, such as the value of your golf cart and how you use the vehicle, may affect your insurance needs. Additionally, some golf carts are required to be insured with at least a minimum amount of coverage. For more information on factors influencing your coverage needs, contact a Ramey agent.  

What Does Golf Cart Insurance Cost? 
Golf cart insurance prices can vary. Insurers may consider the value of the vehicle, your driving history, and the types of coverage included in the policy when setting rates. Ask your agent for more information on policy prices. 

 

You may also be interested in…