Meet Our Team
Ramey Insurance Agency
Terri, who was born and raised in Chattanooga, Tennessee, moved to the Venice area in 1993. She started working for a Nationwide Insurance Agency before buying out the agency and becoming a captive agent with Nationwide. She converted the agency to independent status, and has owned and operated as Ramey Insurance since 2009. As an independent agency, Terri has access to many more markets to best accommodate her clientele.
With an extensive background in variable life and annuities, Terri specializes in both personal and commercial lines insurance. She maintains an agent’s license (2-20), as well as designation as a Life Underwriter Training Council Fellow (LUTCF). Previously, Terri held a Series 6 Securities license.
Away from the office, Terri enjoys running and many other activities to stay healthy. She was introduced to snow skiing and scuba diving several years ago, and thoroughly enjoys improving her skills and knowledge. Terri has future plans to get more involved with Ocean and Marine Life Conservation, along with her other local commitments.
Those local commitments encompass:
- S.A.C. Committees for Garden Elementary, Laurel Nokomis Middle School, and Venice High School
- Member of the Venice Chamber of Commerce since 2003
- Board of Directors of Laurel Civic Association
- Supports local charities and causes, including golf events which she really enjoys when time allows
Terri and her husband have one daughter, Lauren, who was born and raised in Venice, Florida. Lauren went on to graduate from University of South Florida. She was recruited by Target to go into their management program right out of college and is enjoying her career there. Lauren and her husband have three beautiful children that bring much joy to Terri’s life.
Along with a passion for insurance, Terri is passionate about animal advocacy. She and fellow staff members are proud to support Satchel’s Last Resort, a local no-kill shelter. Link: http://satchelslastresort.org/
Commercial Lines Agent
Shannon has been working in the insurance business for nearly three decades, beginning as a health insurance customer service representative. Complementing her agent’s license (2-20), Shannon holds a health and fixed annuity license, as well as certification as a Florida notary.
Currently involved with the Venice Chamber of Commerce, Shannon was previously heavily involved with Garden Elementary, serving on numerous committees.
Away from the office, Shannon enjoys rooting on the FSU football team and attending VW Classic Car Shows. She loves spending time with her children – Anthony, Jordan, and Brianna – and her fur babies Nala (Egyptian mau kitty) and Lil Girl (teacup yorkie). Shannon even has a trio of fur grand babies – Pepper Jack (pit bull mix), Burger (lab mix), and Gouda (boxer mix).
Paula Marie Gilbert
Personal Lines Agent
Involved in the insurance business for more than three decades, Paula specializes in establishing personal lines coverage for individuals and families. Whether its coverage for your home or even a golf cart, Paula can assist in securing affordable protection.
For clients interested in safeguarding their assets against flooding, Paula holds FEMA certification. She also holds designations from various insurance companies she writes with. Paula is a licensed personal lines agent, and also holds licenses for life, health, and variable annuities. She is a certified Florida notary.
An animal advocate, Paula donates frequently to local animal shelters. She even has three fur babies of her own – two labs and a morkie. In terms of human children, Paula has two beautiful daughters and five grandchildren.
In her free time, Paula enjoys crocheting, riding motorcycles, and spending time with her family.
Commercial Lines CSR
Michelle got her start in the insurance industry in 2014, working as a property and casualty customer service representative. With Ramey Insurance Agency, Michelle develops commercial insurance strategies, and holds Florida 4-40 Customer Representative licensure.
Outside of the insurance business, Michelle enjoys spending time with her children and rooting on the UCF football team. Michelle has been married to Jerry Wojcik for 23 years. The pair have three children – Tyler, Tate, and Layla.
Complaint Department Manager